Terms of Use
Last updated: June 2026
What these terms cover
These terms apply to your use of RichInto (the "Site"), a collection of calculator tools and informational pages for creators, freelancers, and solo businesses. By using the Site, you agree to these terms. If you don't agree with them, please don't use the Site.
The calculators are estimates, not advice
Every calculator on RichInto produces estimates based on the inputs you provide and the assumptions built into each model. Results are for planning and educational purposes only.
RichInto does not provide:
- Financial advice
- Legal advice
- Tax advice
- Investment advice
- Guaranteed ROI projections
You should not make material financial, legal, or business decisions based solely on a web calculator. When in doubt, consult a qualified professional.
No account, no personalization
RichInto is a static site. There's no user account, no saved data, and no personalization. Your calculator inputs live in your browser and are discarded when you navigate away or close the tab. We don't have access to them.
Intellectual property
The calculator tools, page content, and site design are the intellectual property of the RichInto project. You're welcome to use the calculators for your own planning. You may not copy, republish, or redistribute substantial portions of the site or its tools without permission.
Disclaimer of warranties
The Site is provided "as is" and "as available," without warranties of any kind, express or implied. We make no guarantees about:
- The accuracy, completeness, or timeliness of calculator results
- The availability or uninterrupted operation of the Site
- The absence of errors in the tools, formulas, or content
Limitation of liability
To the fullest extent permitted by applicable law, RichInto and its operator shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of — or inability to use — the Site, even if we've been advised of the possibility of such damages.
Your sole remedy for dissatisfaction with the Site is to stop using it.
Third-party links
The Site may link to third-party tools, services, or resources. We don't endorse or control those third parties, and we're not responsible for their content, practices, or terms.
Changes to these terms
We may update these terms from time to time. Changes will be posted on this page with a revised date. Continuing to use the Site after changes are posted means you accept the updated terms.
Governing law
These terms are governed by applicable laws, without regard to conflict-of-law principles.