costs calculator

AI Subscription Value Calculator

Compare the cost and value of all your AI subscriptions — rate each tool's value and usage level to see which ones are worth keeping and which should be cut.

AI subscriptions
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AI subscription value

Total monthly cost$90
Total annual cost$1,080
Average value scoreGood

Tools ranked by value (lower $/score = better value):

ChatGPT Plus$20/mo · $3/pt
Claude Pro$20/mo · $4/pt
Perplexity Pro$20/mo · $7/pt
Midjourney$30/mo · $8/pt

Value rating (1-10) × usage multiplier: Light=0.6, Moderate=0.8, Heavy=1.0. Consider cutting tools with low value scores or light usage.

How this calculator works

Adjusted value = value rating (1-10) × usage multiplier (Light 0.6, Moderate 0.8, Heavy 1.0). Cost per value point = monthly cost ÷ adjusted value. Lower cost per point = better value. Average value score = total weighted value ÷ total possible value.

Useful scenarios

  • A freelance writer auditing ChatGPT, Claude, Perplexity, and Grammarly — finding that Perplexity and Grammarly overlap and only one is needed.
  • A creator with ChatGPT, Midjourney, Canva AI, Descript AI, and Notion AI — comparing $100+/month in AI tools to see which deliver real value.
  • A YouTuber evaluating ChatGPT Plus vs Claude Pro vs RunwayML — deciding which redundant AI subscriptions to cancel.

FAQ

What's a good cost-per-value-point ratio?

Under $5/point is excellent value. $5-10/point is reasonable. Over $10/point — consider whether the tool is worth keeping. A $20 tool with 8 rating and heavy usage = $2.5/point (great). A $20 tool with 3 rating and light use = $11/point (consider cutting).

Should I rate value based on potential or actual usage?

Rate actual value delivered, not potential. A powerful tool you rarely use has low value regardless of what it can do. Be honest — this is for your own audit, not for anyone else.

What if multiple AI tools overlap?

If two tools do similar things (e.g., ChatGPT and Claude), keep the one with better value score and usage. Overlap is the most common source of wasted AI spending. Choose one primary tool per category.