R RichInto

costs calculator

Subscription Cost Audit Tool

Track all your software subscriptions and AI tools — view monthly and annual costs with category breakdowns, billing type, usage levels, and potential savings.

Subscriptions

Usage: Low = cancel candidate · Med = could downgrade · High = daily driver

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Subscription audit

Monthly total$81
Annual total$969
Savable (low use)$4
Optimizable (medium use)$12
AI$50
Creator$18
Business$13

Cancel low-use subscriptions first. For medium-use items, consider downgrading or switching to annual billing (typically saves 15-25%). Annual total reflects actual billing type — monthly costs × 12, annual costs added directly.

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How this calculator works

Monthly total = sum of monthly subscriptions + (annual subscriptions ÷ 12). Annual total = sum of annual subscriptions + (monthly subscriptions × 12). Low-use items are cancel candidates; medium-use items can be downgraded or optimized.

Useful scenarios

  • A creator auditing monthly AI, design, editing, and newsletter subscriptions to find savings before annual renewals.
  • A freelancer comparing the true annual cost of their tool stack — including annual-billed items like Canva Pro and Grammarly.
  • A solo business owner categorising tools by AI, Creator, and Business spend to see which category eats the most budget.

FAQ

How often should I audit subscriptions?

Quarterly is a practical cadence. AI and creator tool stacks change quickly, and unused subscriptions can compound quietly.

Should I cancel every low-use tool?

Not always. Keep low-use tools that are critical during specific client projects, launches, or production workflows.

Should I choose monthly or annual billing?

Annual billing saves 15-25% on most tools, but only commit if you'll use it all year. Start monthly for new tools, switch to annual when you're sure.